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To us, Common Sense Lending is not only our original namesake; it is a principle of our very existence. We honestly believe that all clients deserve an equal opportunity to provide their families a place to call home. Whether you are a retailer or a home buyer, we have the lending programs to meet your financing needs. Because we consider overall value in a loan rather than grading on a generalized assessment, we are able to design a custom program for our customers, that are often not available through other lenders. At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.


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Modlife Homes

ModLife Homes is a proud retailer of manufactured and tiny homes for sale in Alabama. Our homes are highly customizable, allowing us to create a unique living space tailored to your needs. With a wide range of floor plans to choose from, you’re sure to find the perfect fit. Come explore the options and see what customizations are available. Note: our serviceable area is Northern Alabama, North Eastern Mississippi, and South Central TN

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